Debt & Credit

What Is the Debt Avalanche Strategy?

Designed with both math and motivation in mind, a debt avalanche repayment plan can help you lower your debt while saving on interest charges.

Why You Should Switch Credit Cards, and the Psychology Behind Keeping Your Old One

Did you know that if you switch credit cards, you could receive better rates and rewards?

What You Need to Know About Closing out a Credit Card

Are you tempted to close out a credit card account to better organize your finances, consolidate your debts onto a card with a lower interest rate, or get rid of annual fees? Let's look at the impacts you'll likely face to your credit score and which cards to close for the best outcome.

What to Consider When Choosing Your First Credit Card

Choosing your first credit card is exciting! It's a powerful payment option that gives you a personal line of credit to purchase the things you need. Still, it's important to be mindful of the risks.

What You Need to Know Before Co-signing a Loan

Co-signing a loan shouldn't be taken lightly; your name will be on the legal documents and you'll be financially obligated to pay back the loan if the borrower isn't able to.

If you've recently graduated from college or dropped below half-time student status, here's how to make the most of your student loan grace period.

What Is a Personal Loan and How Does it Work?

Here's how personal loans work and what they're most commonly used for.

Why You Should Pay Your Debt with a Debit Card

Learn how EasyUp turns small, simple steps into major progress toward accomplishing your financial goals.

Why Should You Open a Second Credit Card?

Here are some potential advantages of having a second credit card, and why you might want to apply for one.

What Kind of Credit Card Is Right for You?

There are many more credit card choices and the options may be confusing between airline miles, cash-back, gas pump discounts, and rewards cards.

Moving to a larger space? Here's how you can lower your expenses by saving on the cost of utilities.

How to Kick Your Bad Financial Habits

Here are the most common bad financial habits and how to drop them for good.

How to Build Credit From Scratch: Getting Started

Start right, and credit can help you as you pursue your financial goals.

5 Debit and Credit Card Scams and How to Avoid Them

Scammers are gaining access to consumers’ banking and credit card accounts. Here are five of the most common ploys and tips on how to avoid them.

Money Lessons from the Pandemic – Managing Debt

The COVID-19 crisis has brought widespread change to the financial landscape. Here are three money lessons on managing debt that people are learning, as well as actions they are taking with this knowledge.

How to Improve Your Credit Score With This Important Habit

This strategy works. Here's how to get started.

Debt Consolidation

If your monthly credit card bills are causing you stress, now might be a good time to consolidate your debt.

What Is the Debt Avalanche Strategy?

Designed with both math and motivation in mind, a debt avalanche repayment plan can help you lower your debt while saving on interest charges.

6 Online Shopping Safety Tips for the Holiday Season

Online shopping comes with risks. When precautions aren't taken, your personal and financial information could fall into the hands of cybercriminals.

What You Need to Know Before Co-signing a Loan

Co-signing a loan shouldn't be taken lightly; your name will be on the legal documents and you'll be financially obligated to pay back the loan if the borrower isn't able to.

What Is a Personal Loan and How Does it Work?

Here's how personal loans work and what they're most commonly used for.

The Ins and Outs of Being a Private Student Loan Cosigner for Your Child

Most incoming college students don't have the necessary income or credit to take out a private student loan themselves, being their student loan cosigner can be a great strategy to help pay for college.

What if saving were as easy as spending? With EasyUp^sm, by KeyBank, it is.

How to Earn Cash Back on Your Everyday Expenses

Here are six everyday expenses you can pay with a cashback credit card.