Key Active Saver®
Open a savings account online with just $10
Some things are good on their own, and even better together. Take checking and savings accounts. When you have a Key Active Saver account along with a KeyBank personal checking account, you have everything you need to make saving a little easier.
Interest-Bearing Savings Account Overview
| Waivable Monthly Maintenance Fee | $41 |
|---|---|
| Minimum Opening Deposit |
$10 |
| Interest Rate |
Compounded daily |
Features and Benefits
Start with $10
Easily open this savings account online or in a branch with as little as $10 bank-to-bank transfer.
Great with Checking
Pair with any KeyBank personal checking account to easily transfer money and save with EasyUp®.
Waive the Monthly Maintenance Fee
No monthly maintenance fee1 for your simple savings account when you are an owner of a KeyBank personal checking account (including the KeyBank Hassle-Free Account®).
Savings accounts with tools to help you stay in control as your balance grows.
Use EasyUp to build up savings or pay down debt without even thinking about it.
Deposit checks in the mobile app, transfer money as often as you need to, and track your balance as it grows. Get the KeyBank mobile app.3
Set custom account alerts so you can get text or email updates about the account information that's important to you.3
Easy, everyday banking with everything you need
Get all the convenient features of KeyBank savings accounts.
- Convenient Branches and ATMs
Visit us at any of our branches and 40,000 KeyBank and Allpoint ATMs nationwide. Find a location. - Overdraft Protection
Link a savings account to your checking account to automatically cover overdrafts without a transfer fee.4
Frequently Asked Questions about the Key Active Saver Account
To apply for a Key Active Saver account online, you'll need the following:
- Your Social Security number
- One valid form of primary identification (like a driver's license, valid passport or government-issued ID with photo and signature
- Minimum opening deposit required (this amount varies depending on the account)
Once your Key Active Saver account application is submitted and approved, you ll receive a confirmation message that includes your account number. You can use your account number to immediately enroll in online and mobile banking.
The minimum opening deposit for the Key Active Saver account is $10. You can make the minimum deposit with a debit card or bank-to-bank transfer if you open the savings account online. If you open your account in a branch, you can make the opening deposit with cash, a check, debit card or bank to bank transfer.
There is no limit on the number of withdrawals or transfers each month that you can make from a Key Active Saver account.
You can view your account activity in any of the following ways:
- Sign on to online banking
- Use the KeyBank mobile app
- Check your mailed statement if you are not enrolled for electronic statement
- Get mini statements at a KeyBank ATM
- Call 1-800-KEY2YOU® (1-800-539-2968) Clients using a TDD/TTY device: 1-800-539-8336
- Visit a branch
There is no monthly maintenance fee if you are an owner on a KeyBank consumer checking account (including the KeyBank Hassle-Free Account®), otherwise the fee will be $4.00.
Subject to the terms of the Savings Overdraft Protection Agreement.
No surcharge at KeyBank ATMs. No surcharge at Allpoint ATMs when using your KeyBank debit card on an eligible account type. With the exception of the KeyBank Hassle-Free Account®, all clients in KeyBank’s personal checking products are eligible for Allpoint when they use their KeyBank Debit Mastercard®. Savings, Business and Hassle-Free accounts are not eligible for Allpoint.
If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.